House Improvement Rules that you should follow

Even though home improvement is quite simple many of the time, it is vital to thoroughly follow directions in order to efficiently finish a house renovation job. Home improvement is precise, but takes persistence and requires that you follow directions to the information.

It is important that you carefully follow the instructions when repairing or renovating. Written guidelines will provide you with the actions to properly complete the project and avoid troubles. And see to it to keep any receipts for materials and devices you purchase incase you need to return or exchange the product.

The first rule of home enhancement is to discover as much as you can before beginning a project. For example, if you are intending on hanging drywall in a room in your house, you should know exactly what products you will require, in addition to the actions utilized to finish the task. You will likewise should know what about wallpaper, tiles, paint, or various other products to complete a wall job.

Most any home improvement task will enhance the value of your house. That is why it is necessary to be really systematic when you begin a house renovation job; you ought to bear in mind, produce files, and plan every step of the job. Budgeting and preparing are 2 various other important actions in any house enhancement job. If you do not have a strategy, you will likely invest even more cash than you have to, purchase the incorrect materials, take longer to complete the job, and make mistakes along the method.

Depending on the kind of home enhancement task you are preparing, it might be rather straightforward. However, some house renovation projects are much easier than others. Simplicity of completion does not equal less cost.

For wall improvement tasks, paint, panel and tile are sometimes easier than wallpapering. Tiles can be found in numerous options, including self-adhesive, or peel and stick. Nevertheless, if you have damage to your walls, such as holes, you will need spackle and a couple of other materials to patch the location before finishing the walls.

When repairing or renovating a basement, the same policies use then some. Michigan and Kentucky basements are understood to be the worst for home renovation, mainly because those locations are highly susceptible to flooding. Improvement or fix tasks in basements frequently need unique considerations for insulation, and can often cost even more cash and need a bit more time to finish a job. Basements in more recent house often have fewer problems, thanks to advances in construction.

Making enhancements or repairs in a bathroom requires an entire distinct set of devices and knowledge. Dealing with plumbing and electrical concerns are the trickiest parts of home enhancement, due to the fact that they commonly need a particular level of expertise, and even specialists have been known to make mistakes. That is why educating yourself prior to starting a house enhancement or repair project is essential.

A big regulation to follow in home improvement is to clear whatever area you are working in totally before beginning the task. This will avoid accidents and things from getting damaged or ruined. It is likewise important that you make use of security equipment, such as dust masks, gloves, and goggles when doing any kind of house renovation or repair job.

Even though house improvement is rather straightforward many of the time, it is essential to thoroughly follow guidelines in order to effectively finish a house improvement job. The first policy of home enhancement is to find out as much as you can before beginning a project. Depending on the type of home renovation job you are preparing, it can be rather simple. That is why enlightening yourself before starting a house renovation or repair work project is imperative.

It is likewise essential that you use safety devices, such as dust masks, gloves, and goggles when doing any kind of home renovation or repair task. [Read more…]

Follow These Tips To Find The Best Homeowners Insurance Plan Today

Finding good homeowner’s insurance does not need to be a difficult or expensive process. Using the above advice will help you get the best insurance policy and in turn, properly protect your family and home.

Many renters overlook the need for renters insurance. Even though you may get coverage because your landlord has fire coverage, your personal stuff may not be covered. You have to buy your own insurance policy to protect your things in case of flood, fire and theft. [Read more…]

Useful Tips On Buying Your Homeowners Insurance

You can do a couple of things to reduce your insurance premium costs. The first step is to put in burglar alarms. This can reduce your premiums by five percent. However, keep in mind you will have to prove to the insurance company that you indeed have a security system that works. Next, add smoke alarms. These are even better – they can save you up to 10% a year. [Read more…]

Exactly What You Want To Know About Home Owner’s Insurance

No matter where you go, you will hear the insurance companies marketing to you. Make sure you do your homework so that you’re not overpaying for insurance on your home. Don’t fall for colorful campaigns.

A reduction in premium for your home insurance can be achieved several ways. An excellent idea is to get a home security system. This can reduce your premium by up to 5%. Be sure to send a copy of your installation bill or security system contract to your insurance company. Install new smoke alarms in your home. Together, these two improvements will keep you safer and save you a total of 10% annually. [Read more…]

Home Owner’s Insurance Tips That Will Make You Knowledgeable.

It’s important to comparison shop when choosing homeowner’s insurance. It’s not always sufficient to view companies side-by-side. If there is any confusion, you may need additional information and advice. The following tips can help.

Many renters tend to overlook renter’s insurance. Renter’s insurance covers your personal belongings. You must get a policy for yourself in case something happens, like a flood, fire or burglary. [Read more…]

Plastipak Holdings, Inc. Commences Tender Offer For Its 10.625% Senior Notes Due 2019 And Related Consent Solicitation

Original Article Source: www.prnewswire.com

PLYMOUTH, Mich., Sept. 23, 2013 /PRNewswire/ — Plastipak Holdings, Inc. (“Plastipak,” or the “Company”) today announced that it has commenced a tender offer to purchase for cash any and all of its 10.625% Senior Notes due 2019 (CUSIP No. 727610AE7) (the “Notes”) on the terms and subject to the conditions set forth in the Offer to Purchase and Consent Solicitation Statement, dated September 23, 2013, and the related Consent and Letter of Transmittal (together, the “Offer Documents”). Concurrently with the tender offer, the Company is soliciting consents (the “Consent Solicitation”) to proposed amendments to the indenture governing the Notes (the “Indenture”), providing for, among other things, the elimination of substantially all of the restrictive covenants contained in the Indenture. Holders may not tender their Notes without delivering consents, and may not deliver their consents without tendering their Notes.

The consent payment deadline will be 5:00 p.m., New York City time, on October 4, 2013, unless extended or earlier terminated by the Company (such date and time, as the same may be modified, the “Consent Payment Deadline”). The tender offer will expire at 11:59 p.m., New York City time, on October 21, 2013, unless extended or earlier terminated by the Company (such date and time, as the same may be modified, the “Expiration Time”). Tenders of Notes made and consents delivered may be withdrawn and revoked at any time at or prior to 5:00 p.m., New York City time, on October 4, 2013, unless extended or earlier terminated by the Company (such date and time, as the same may be modified, the “Withdrawal Deadline”), but not thereafter, unless required by applicable law.

The total consideration to be paid for each $1,000 principal amount of Notes validly tendered at or prior to the Consent Payment Deadline and not validly withdrawn at or prior to the Withdrawal Deadline will be $1,138.03 (the “Total Consideration”). The Total Consideration includes a payment of $20 per $1,000 principal amount of Notes (the “Consent Payment”) payable only in respect of Notes validly tendered and consents validly delivered at or prior to the Consent Payment Deadline. Holders validly tendering Notes after the Consent Payment Deadline but at or prior to the Expiration Time will be eligible to receive only $1,118.03 per $1,000 principal amount of Notes (the “Tender Offer Consideration”), namely an amount equal to the Total Consideration less the Consent Payment. In addition, holders whose Notes are purchased in the tender offer will receive accrued and unpaid interest in respect of their purchased Notes from the most recent interest payment date to, but not including, the applicable payment date for the Notes.

The Company has reserved the right, at any time following the Consent Payment Deadline, but at or prior to the Expiration Time (the “Early Acceptance Date”), subject to the terms and conditions of the tender offer being satisfied or waived, to accept for purchase all Notes validly tendered at or prior to the Early Acceptance Date and not validly withdrawn at or prior to the Withdrawal Deadline. If the Company elects to exercise this option, it will pay the Total Consideration or Tender Offer Consideration, as the case may be, for the Notes accepted for purchase at the Early Acceptance Date on a date (the “Early Payment Date”) promptly following the Early Acceptance Date. On the Early Payment Date, if any, the Company will pay accrued and unpaid interest to, but not including, the Early Payment Date on Notes accepted for purchase at the Early Acceptance Date.

Subject to the terms and conditions of the tender offer being satisfied or waived, the Company will, after the Expiration Time (the “Final Acceptance Date”), accept for purchase all Notes validly tendered at or prior to the Expiration Time (and not validly withdrawn at or prior to the Withdrawal Deadline) (or if the Company has exercised its early purchase option described above, all Notes validly tendered after the Early Acceptance Date and at or prior to the Expiration Time). The Company will pay the Total Consideration or Tender Offer Consideration, as the case may be, for Notes accepted for purchase at the Final Acceptance Date on a date (the “Final Payment Date”) promptly following the Final Acceptance Date. On the Final Payment Date, the Company will pay accrued and unpaid interest to, but not including, the Final Payment Date on Notes accepted for purchase at the Final Acceptance Date.

The Company’s obligation to accept for purchase, and to pay for, Notes validly tendered and not validly withdrawn pursuant to the tender offer is conditioned upon the satisfaction or, when applicable, waiver of certain conditions, which are more fully described in the Offer Documents, including, among others, (1) with respect to the Consent Solicitation, the Company’s receipt of consents of holders of at least a majority in principal amount of the outstanding Notes to the proposed amendments to the Indenture and (2) the Company’s receipt of aggregate proceeds (before initial purchasers’ discounts and fees and other offering fees and expenses) from a private placement of new senior notes on terms satisfactory to the Company of an amount sufficient to purchase any Notes accepted for purchase. The new notes have not been and will not be registered under the Securities Act of 1933, as amended (the “Securities Act”), or the securities laws of any state and may not be offered or sold in the United States absent registration or an exemption from the registration requirements of the Securities Act and applicable state securities laws. In no event will the information contained in this press release or the Offer Documents regarding the new notes constitute an offer to sell or a solicitation of an offer to buy any new notes.  In addition, subject to applicable law, the Company reserves the right, in its sole discretion, to (i) extend, terminate or withdraw the Tender Offer or the Consent Solicitation at any time or (ii) otherwise amend the Tender Offer or the Consent Solicitation in any respect at any time and from time to time. The Company further reserves the right, in its sole discretion, not to accept any tenders of Notes or deliveries of consents for any reason. The Company is making the Tender Offer and the Consent Solicitation only in those jurisdictions where it is legal to do so.

The proposed amendments to the Indenture for which consents are being solicited will be set forth in a supplemental indenture and are described in more detail in the Offer Documents. The supplemental indenture will not be executed unless and until the Company has received consents of holders of at least a majority in principal amount of the outstanding Notes, and the proposed amendments will not become operative until the earlier of the Early Payment Date, if any, and the Final Payment Date.

J.P. Morgan Securities LLC is acting as dealer manager for the tender offer and as solicitation agents for the consent solicitation. J.P. Morgan Securities LLC can be contacted at (800) 245-8812 (toll free) or (212) 270-1200 (collect). i-Deal LLC is the depositary and information agent for the tender offer and the consent solicitation.

The Offer Documents will be distributed to holders of Notes promptly. Additional copies of the Offer Documents and other related documents may be obtained by calling the information agent at (212) 849-3880 (for banks and brokers only) or (888) 593-9546 (toll free).

The tender offer and the consent solicitation are being made solely on the terms and conditions set forth in the Offer Documents. Under no circumstances shall this press release constitute an offer to buy or the solicitation of an offer to sell the Notes or any other securities of the Company. This press release also is not a solicitation of consents to the proposed amendments to the Indenture. No recommendation is made as to whether holders of Notes should tender their Notes or deliver their consent. Holders of Notes should carefully read the Offer Documents because they contain important information, including the various terms and conditions of the tender offer and the consent solicitation.

About Plastipak Holdings, Inc.

Plastipak is a leading global designer, manufacturer and distributor of rigid plastic packaging containers and preforms for many of the world’s largest consumer products companies. For the twelve months ended August 3, 2013, we manufactured and distributed approximately 9.5 billion containers and 12.1 billion preforms worldwide to over 460 customers as we operate in 27 strategic sites across the globe. We have been awarded over 420 U.S. patents (and over 800 foreign patents) for our state-of-the-art package designs and manufacturing processes as technological creativity is our competitive advantage as we deliver innovative choices for consumers while managing their packaging costs and branding their products. Additional information about Plastipak can be found at our website located at  www.plastipak.com.

Forward-Looking Statements

Statements in this press release concerning Plastipak’s intentions, expectations or predictions about future results or events are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements reflect management’s current expectations or beliefs, and are subject to risks and uncertainties that could cause actual results or events to vary from stated expectations, which variations could be material and adverse. Such risks and uncertainties include, among others, the willingness of holders of the Notes to tender them to Plastipak, and the satisfaction or waiver of the tender offer and consent solicitation conditions.  Forward-looking statements speak only as of the time made, and the Company assumes no obligation to publicly update any such statements.

SOURCE Plastipak Holdings, Inc.

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